Trust Wallet, the self-custodial wallet with over 200 million users, is set to revolutionize the crypto space by integrating Real-World Assets (RWAs) into its platform. This marks a significant milestone as the first major RWA integration within a self-custodial wallet, positioning Trust Wallet as a pioneer in bridging traditional finance and decentralized ecosystems.
According to Eowyn Chen, CEO of Trust Wallet, this move aligns with the company’s vision of becoming a Web3 neobank, combining decentralized finance (DeFi), RWAs, and secure self-custody into one seamless platform. Speaking at the Proof of Talk conference in Paris on June 10, Chen revealed that users will soon be able to engage with RWAs through an enhanced version of Trust Wallet’s “Swap flow” feature.
Unlocking the Potential of Tokenized Assets
Chen explained to Cryptonews that Trust Wallet users will gain access to tokenized assets with full self-custody, real-time quotes, and a streamlined user interface. This development presents a massive opportunity for retail investors, especially given the rapid growth of the tokenized asset market. According to RWA.xyz, the total on-chain value of RWAs exceeds $23 billion, underscoring the immense potential of this emerging asset class.
“For millions of users, especially in emerging markets, access to traditional finance is either limited or non-existent,” Chen said. “RWAs can open the door to products they’ve never had access to—and now they can do it without giving up custody or going through a centralized platform.”
By enabling users to diversify their on-chain activity with RWAs, Trust Wallet aims to empower individuals who have historically been excluded from traditional financial systems.
Building a Web3 Neobank
During the panel discussion titled “What World is Crypto Building”, Chen elaborated on Trust Wallet’s ambition to become a Web3 neobank. This vision involves offering users a comprehensive financial toolkit, including:
- Self-custody: Full control over assets without reliance on third parties.
- Asset Exposure: Access to RWAs, cryptocurrencies, and other digital assets.
- DeFi Access: Seamless interaction with decentralized finance protocols.
- Staking and Identity: Tools for earning rewards and managing digital identities.
“That means offering users the building blocks of a modern financial toolkit—all in one app, globally available,” Chen stated.
Challenges in RWA Integration
While the integration of RWAs represents a groundbreaking step, it also comes with significant challenges. Chen highlighted three key issues Trust Wallet is addressing:
1. Compliance
Trust Wallet has designed its system to be region-aware, ensuring compliance with local laws and regulations. Since not all jurisdictions allow unrestricted access to tokenized assets, the wallet will adapt to regulatory requirements to keep users safe.
“Our wallet will comply with local laws and regulations. This is key to keeping users safe and aligned with evolving regulations,” Chen emphasized.
2. Liquidity
Tokenized RWAs often trade in fragmented secondary markets, posing liquidity challenges. To address this, Trust Wallet is partnering with providers that offer reliable access to compliant liquidity, enabling users to see real-time prices and execute transactions efficiently.
3. User Experience (UX)
RWAs can introduce complexity that may overwhelm users unfamiliar with DeFi. Trust Wallet is tackling this by abstracting technical complexities through a clean, native interface that mirrors the simplicity of Web2 apps while operating fully on-chain.
“We’re making sure that people can access powerful financial tools without needing to be a DeFi expert,” Chen said.
Phased Rollout and Future Outlook
Trust Wallet plans to roll out its RWA integration in phases, starting in Q3 or Q4 of 2025. The geographic availability of RWAs will depend on local regulatory conditions, ensuring compliance and user safety.
This initiative reflects Trust Wallet’s commitment to democratizing access to financial tools while maintaining the principles of decentralization and self-custody. By integrating RWAs, the platform is poised to attract a broader audience, including those seeking alternatives to traditional banking systems.
A Game-Changing Move for Web3
Trust Wallet’s RWA integration redefines interactions with digital and traditional assets. By combining self-custody security with RWA accessibility, it paves the way for financial inclusion and innovation.
As the platform evolves into a Web3 neobank, it has the potential to reshape the global financial landscape, empowering users to take control of their financial futures.
