A new report titled “The State of Stablecoins 2025” by Artemis and Dune reveals a massive year-on-year surge in stablecoin adoption. From wallet growth to transfer volume, stablecoins are quickly becoming a foundational layer in global digital finance.
Stablecoin Wallets Jump 53% Year-on-Year
The number of active stablecoin wallets grew from 19.6 million in February 2024 to over 30 million by February 2025, marking a 53% increase. This growth illustrates the accelerating adoption of stablecoins as a practical and secure bridge between traditional finance and decentralized ecosystems.
- Why it matters: Stablecoins are increasingly use for payments, savings, and DeFi activities, thanks to their dollar-pegged stability.
- What’s driving growth: Greater accessibility, institutional use, and user-friendly on-ramps across platforms.
Total Stablecoin Supply Surges to $225 Billion
Alongside wallet adoption, the total supply of stablecoins rose from $138 billion to $225 billion over the same period—a 63% increase.
- Stablecoin supply = market demand: Since these assets maintain a 1:1 peg with the USD, their supply is closely linked to adoption.
- Use cases expanding: From retail remittances to institutional settlements, stablecoins are being integrated into real-world financial flows.
Transfer Volume Hits $4.1 Trillion Monthly, Peaked at $5.1T
Stablecoin transfer volume more than doubled from $1.9 trillion to $4.1 trillion between February 2024 and February 2025, with an all-time high of $5.1 trillion in December 2024.
- Annual total transfers: $35 trillion
- Impact: This surge proves stablecoins are now a dominant value-exchange mechanism, used for everything from peer-to-peer payments to institutional transactions.
Average Transfer Size Holds Steady, With Institutional Spikes
While overall volume exploded, the average stablecoin transfer size remained relatively stable—up slightly from $676,000 to $683,000.
However, two significant spikes were noted:
- May 2024: $2.6 million average transfer
- July 2024: $2.2 million average transfer
These outliers suggest short bursts of large-scale institutional activity, underscoring stablecoins’ dual role in retail and high-value finance.
Why Stablecoins Are Gaining So Much Momentum
The report highlights several key trends behind stablecoins’ meteoric rise:
- Institutional adoption: Corporates and asset managers are using stablecoins for treasury, payments, and settlements.
- DeFi integration: Stablecoins are essential as collateral and liquidity in decentralized finance ecosystems.
- Cross-border payments: Faster and cheaper than SWIFT, stablecoins simplify international transfers.
- Improved accessibility: More wallets, exchanges, and payment apps support stablecoins, easing onboarding for new users.
Outlook: Stablecoins Are Here to Stay
The 2025 stablecoin landscape paints a clear picture—these are no longer fringe digital assets. With:
- 53% growth in active wallets
- 63% increase in total supply
- 115% surge in transfer volume
…it’s clear that stablecoins are becoming core infrastructure in digital finance. As regulatory clarity improves and technology matures, adoption is expected to rise even further in the second half of 2025.
Whether you’re a retail investor, DeFi developer, or financial institution, the future of money is increasingly looking stable.
Disclaimer
This article is for informational purposes only and does not constitute financial or investment advice. Always conduct your own research and consult with a professional before making financial decisions related to stablecoins or digital assets.
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Stablecoins hit $225B supply and $35T in annual transfers. New 2025 report reveals massive growth in wallets and usage.
